It's not too late.
You have enough to get started
You have all you need to finish.
The thing is this, after all you've been through, all you've endured, & all the mistakes you've made, you still dream. It may have disappeared out of your sight when "IT" ("it" being certain life experiences) knocked you down but somewhere along the way, your dream reappeared. It may have reappeared while driving, while listening to someone else's dream, and it may have even shown itself in pieces here and there.
No matter when nor where, your dream is still alive and if you don't start making it a reality then a dissatisfied life will become all too real for you right unto death.